Reference and Documents

If you have an administrator account—even if you’re the only person who will be using your computer—it’s a good idea to create and use a standard user account for your day-to-day computing. There is a much higher risk of serious damage to a computer system if malware infiltrates your computer (or a malicious person gains control of it) when you’re signed in as an administrator than there is when you’re signed in as a standard user. Through an administrator account, the person or app has access to all system files and settings, whereas a standard user account doesn’t have access to certain functions that can permanently damage the system.

ref: https://www.microsoftpressstore.com/articles/article.aspx?p=2453566